2021知到答案 商务英语听说 智慧树满 分章节测试答案

第三章 章节测试

1、选择题:Which of the following is not a macroeconomic goal?
选项:
A:economic growth
B:social security 
C:low inflation
D:full employment
答案: 【social security 
2、选择题:__________ is responsible for making and implementing a country’s monetary policy.
选项:
A:ministry of finance
B:central government
C:the banking industry
D:central bank
答案: 【central bank
3、选择题: __________ is responsible for making a country’s fiscal policy?
选项:
A:central bank
B:ministry of finance
C:local governments
D:tax authority
答案: 【ministry of finance
4、选择题:Which of the following words means similar to “rise”?
选项:
A:plunge
B:ebb
C:wane
D:soar
答案: 【soar】[$]
5、选择题:Which of the following words means similar to “decline”?
选项:
A:collapse
B:surge
C: pickup
D:recover
答案: 【collapse
6、选择题:Which of the following statements about Alan Greenspan is correct?
选项:
A:He managed monetary policy according to classic economic theory.
B:He is not dogmatic at all. 
C:He believes a central banker should burst a bubble by raising interest.
D:He is a great central banker and he has never made big mistakes.
答案: 【He is not dogmatic at all. 
7、选择题:The mopping-up strategy is __________ .
选项:
A:a strategy that cares about trade deficit
B:a strategy that deals with financial crisis
C:a monetary policy strategy to deal with consequences 
D:a fiscal policy strategy to address welfare problems
答案: 【a monetary policy strategy to deal with consequences 
8、选择题:What is irrational exuberance?
选项:
A:bubble
B:extravagant expenditure
C:wrong investment
D:extra cost
答案: 【bubble
9、选择题:State governments in the USA are __________ .
选项:
A:unable to issue bonds
B:responsible for federal deficit
C:possible to go bankrupt
D:unable to levy tax
答案: 【possible to go bankrupt
10、选择题:when oil price goes up, British Airways’ stock will
选项:
A:rise
B:fall
C:not change
D:be hard to say
答案: 【fall
11、选择题:An account that two or more people hold is a _____ .
选项:
A:joint account
B:term-deposit account
C:savings account
D:checking account
答案: 【joint account
12、选择题:In order to withdraw money the bank requires your _____ .
选项:
A:depositor
B:interest
C:signature
D:principal
答案: 【signature
13、选择题:The bank records all transactions of an account in the customers’ _____ .
选项:
A:withdrawal slip
B:assets
C:passbook
D:checkbook
答案: 【passbook
14、选择题:Many banks work with so many different customers and accounts that they need _____ to record all transactions.
选项:
A:deposit slips
B:computers 
C:parties
D:checks
答案: 【computers 
15、选择题:You have to _____ your check in order to cash it.
选项:
A:withdraw
B:endorse
C:accommodate
D:compute
答案: 【endorse
16、选择题:The bank charges a _____ to cover the cost of bookkeeping.
选项:
A:payee
B:transaction 
C:fee
D:commission
答案: 【commission
17、选择题: I wrote a check for more money than I have in my account. I’m afraid I’m _____ .
选项:
A:overdrawn
B:insufficient funds 
C:minimum balance
D:liquid
答案: 【overdrawn
18、选择题:The monthly statement gives you a record of all the _____ of your checking account.
选项:
A:demand deposits
B:cancelled checks 
C:transactions
D:credit history
答案: 【transactions
19、选择题: A check that can be signed over to a third party is _____ .
选项:
A:subtracted 
B:negotiable
C:overdrawn
D:flexible
答案: 【negotiable
20、选择题:“You are allowed to write up to ten checks without a service charge.”“That’s all? You mean ten checks is the _____?”
选项:
A:balance
B:maximum
C:minimum
D:interest
答案: 【maximum
21、选择题: If you need money I can _____ you some.
选项:
A:pay back
B:borrow    
C:lend
D:disperse
答案: 【lend
22、选择题:When my friend needed a loan he offered the bank his house as _____.
选项:
A:debt
B:term
C:collateral
D:mortgage
答案: 【collateral
23、选择题:James has not paid back two loans. He must have a terrible _____ .
选项:
A:credit rating
B:charge card
C:principal
D:interest
答案: 【credit rating
24、选择题:If you _____ your car loan, the bank will take possession of your car.
选项:
A:pay off
B:default on 
C:compute
D:finance
答案: 【default on 
25、选择题:In order to calculate the monthly payments on your loan, the bank adds the interest to the _____ and divides the total by the number of months.
选项:
A:tenure
B:principal
C:charge account
D:duration
答案: 【principal】[/$]

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